Big Sky Harley has completed their quote to completely rebuild my bike. $16,500 with new frame. I also had my insurance company send in their own adjuster which came in roughly the same as the Harley shop. That's 50% of what a replacement one would be. Big Sky has been great to me from the day I first walked into their shop in March when I bought this bike. They have told me they will not let my bike out of their shop if it isn't like brand new. And if I have any issues with it (gremlins) that they will fix it. It will not be fixed now till mid September. So I have a lawyer hired now to make sure all goes well. Mutual Liberty could of had me on a new bike already if they were smart. But now I am going to be riding this rental till it's done. By the time it's done they will pay approx $12,000 in rental fees. In the end Big Sky Harley is the winner of this.